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Why would a debtor choose to file chapter 13 over chapter 7?

Why would a debtor choose to file chapter 13 over chapter 7?

January8
by Ren Poblete

The debtor owns nonexempt property that would be liquidated in chapter 7. The debtor is behind on car or house payments and needs to cure arrears over time. Under certain circumstances a debtor may be able to modify a secured…

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