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Fourth Circuit opinion says tenancy by the entirety not exempt from tax debt

Published May 23, 2024 by Philip Sasser

How does a Fourth Circuit Court of Appeals ruling on tenancy by the entirety impact the Eastern District NC Bankruptcy Court? High School civics class was long ago, so let’s review how court decisions work their way up the appellate...

Student Loan Payment Pause Ends This Fall

Published October 16, 2023 by Sasser Law Firm
student loan repayment sign, calculator, and cash on top of a table

Since the start of the pandemic, the Department of Education (DoE) has paused student loan payments to give borrowers relief during an unprecedented time. However, after the Supreme Court struck down the Biden Administration’s attempts at large-scale student debt relief...

What to Do with a Default Judgment

Published August 16, 2023 by Sasser Law Firm
Judge's gavel, model of house, and bankruptcy documents

When you can’t pay your debts in North Carolina, your creditors can take legal action against you to recover the money you owe. In many cases, your creditors may file a lawsuit against you. If a creditor obtains a judgment...

What Is the Fair Credit Reporting Act (FCRA)?

Published August 14, 2023 by Sasser Law Firm
Fair Credit Reporting Act (FCRA) book

The Fair Credit Reporting Act (FCRA) is a federal law that regulates how credit reporting agencies manage your credit information. The FCRA protects your credit data’s privacy, integrity, and validity. It is helpful to understand this law and what to...

Debt Collection Laws in North Carolina

Published May 25, 2023 by Sasser Law Firm
debt collection laws in North Carolina

Life is unpredictable. Unforeseen circumstances can lead anyone down a path of financial instability. From sudden job loss to unexpected medical expenses, debt can pile up before you even realize it’s happening. If you are struggling to keep up with...

Life Insurance Policies in Bankruptcy

Published May 11, 2023 by Sasser Law Firm
family - life insurance policies in bankruptcy

Filing for bankruptcy allows you to discharge debts while protecting certain assets. If you have life insurance, you may have questions about how bankruptcy affects the status of life insurance policies. North Carolina generally protects life insurance proceeds from creditors...

My Bankruptcy Case Was Dismissed — Can I Refile?

Published January 26, 2023 by Sasser Law Firm
man looking at some documents

If your Chapter 13 bankruptcy case in North Carolina was dismissed, you could be able to refile. Your chances of success may be impacted with the help of an attorney. Whether your case was dismissed because you did not make...

When can a mortgage lender foreclose in North Carolina?

Published November 28, 2022 by Sasser Law Firm
model home on top of foreclosure notice

You might be diligent about paying your mortgage on time every month. But unfortunately, that won’t always protect you from foreclosure. There are instances where lenders can foreclose on a property — even when your payments are current. Contact us...

Can I Rent an Apartment After Bankruptcy?

Published November 1, 2022 by Sasser Law Firm
negotiating

If you are considering or have already filed for bankruptcy, you might be concerned about whether you’ll be able to rent an apartment. You can rent an apartment after filing for bankruptcy. But your bankruptcy will be visible on your...

Timeline for Filing Chapter 13 Bankruptcy

Published July 28, 2022 by Sasser Law Firm
how long will a chapter 13 bankruptcy case take?

Bankruptcy is often seen as the worst possible outcome when facing financial difficulties. However, filing for bankruptcy can be a strategic move that helps you bring order to your financial position. When filing for bankruptcy, one of the first decisions...

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