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Bankruptcy News

Is Having Equity in Property a Problem in Bankruptcy?

Published December 2, 2021 by Sasser Law Firm

Can having equity in a property be a problem when it comes to filing a bankruptcy case? Perhaps you are struggling with debt right now that is difficult to pay from your income and other earnings. Perhaps you have delinquent...

What Bankruptcy Can and Cannot Do

Published September 24, 2021 by Sasser Law Firm
Chapter 13 Bankruptcy Document

Bankruptcy can be a practical solution for people with problematic debt. It can also help them hold onto important assets, rebuild their credit, and find a stable financial path forward. However, bankruptcy has limitations that you need to understand if...

Household Income and Bankruptcy

Published September 17, 2021 by Travis Sasser

This blog relates to how household income can impact a bankruptcy filing. In chapter seven, if a debtor’s debts are primarily non-consumer in nature, then household income really is generally immaterial So if the issue is a business reversal that...

When Can I Get a Mortgage After Bankruptcy in North Carolina?

Published June 24, 2021 by Sasser Law Firm
keys in the door of a repossessed home in NC

One of the questions many people have is “Can I buy a house after bankruptcy?” They might be worried about being able to obtain financing and how bankruptcy might affect their credit. The experienced bankruptcy lawyers at Sasser Law Group...

How Bankruptcy Can Clear Credit Card Debt

Published May 26, 2021 by Sasser Law Firm
Man contemplating money in wallet during bankruptcy

The average family has $6.300 of credit card debt, according to the most recent Survey of Consumer Finances by the Federal Reserve. For some households, the amount of credit card debt is crushing. This leads many people to wonder, “Can...

Bankruptcy Can Help You Stop an Eviction or Help You Transition to a New Residence

Published January 4, 2021 by Sasser Law Firm
eviction notice during pandemic in North Carolina

Written By: Cort Walker The coronavirus pandemic and its impact on the local (Raleigh, NC) and national economy has financially devastated many individuals and families. Evictions and, as a result, homeless families are a very real threat for 2021. Many...

Bankruptcy and the "Consolidated Appropriations Act"

Published December 30, 2020 by Sasser Law Firm
animated man thinking about bankruptcy

Written by: Philip Sasser When the first stimulus package (aka The CARES Act) was passed in March 2020, the part most people focused on was how much money they were going to get – responses generally falling into the categories...

Signs You May Want to Consider Filing Bankruptcy

Published November 8, 2020 by Sasser Law Firm
unhappy couple managing home accounts

Life can be unpredictable. Unfortunate circumstances can leave people worrying every day if they will ever be able to pay off their debts. Many people struggling to make ends meet likely exhausted their savings and fear losing their homes. Others...

NC Bankruptcy Means Test (Median Income) Increase as of Nov 1, 2020

Published November 6, 2020 by Sasser Law Firm
petition to file for bankruptcy form on a desk

As of November 1, 2020, the North Carolina median income, for means test calculation purposes, increased.  This means that the six-month look back on your income allows for a slightly higher income threshold for your household size than it did...

A Survey of the Local Form chapter 13 plans

Published October 20, 2020 by Travis Sasser
bankruptcy law documents

The Final Report of the American Bankruptcy Institute Commission on Consumer Bankruptcy §4.02 addresses Nonuniform Court Practices. The background to the provision notes that “Local practices can deviate from the Bankruptcy Code or the Federal Rules of Bankruptcy Procedure. Perhaps...

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