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Is Filing for Bankruptcy Common?

Anyone who considers filing for bankruptcy will likely have many questions about the benefits and drawbacks of bankruptcy and whether filing for bankruptcy is the right decision for them. They may also wonder how common bankruptcy is, thinking that filing…
Does Chapter 7 Bankruptcy Include Student Loans?

Millions of people across the country are currently borrowing or paying down student loan debt. While your education may have been valuable to you and your future, the student loans you have to pay back can be overwhelming. But what…
How to Know If You Qualify for Chapter 13

Bankruptcy is a legal process that allows people in difficult financial situations to take control of their debt and start fresh. Chapter 13 bankruptcy is one of the most common types of bankruptcy for individuals and married couples in the…
Importance of 30 Day Budget
When a small business owner contacts our firm, one of the most important questions they ask us is “how quickly can I file a case?” The answer to that is easy: right now. While the factors that go into…
What to Do With Credit Cards Before Filing Chapter 7

There is a lot of confusion around bankruptcy. What is and isn’t off-limits? Can you still use your credit cards when you file? What happens to credit cards in chapter 7? It can be challenging to navigate how to keep…
Difference between bankruptcy chapters

If you are considering taking the step of filing for bankruptcy to get on the path toward financial health and free yourself of crushing debt, you will find that the Bankruptcy Code offers multiple types of bankruptcy. But you may…
Chapter 13 Versus Debt Settlement Programs
Have you wondered why you might consider filing a Chapter 13 Bankruptcy in comparison to entering into a debt settlement program? Here are a few factors to consider: Chapter 13 often offers a superior discount than you would receive…
Is Having Equity in Property a Problem in Bankruptcy?
Can having equity in a property be a problem when it comes to filing a bankruptcy case? Perhaps you are struggling with debt right now that is difficult to pay from your income and other earnings. Perhaps you have delinquent…
When Can You File a Second (or Third, Fourth, Fifth, etc) Bankruptcy?

Being in debt can cause significant stress and strain, and the situation can seem inescapable. The legal team at Sasser Law Firm wants you to know that there is a way out, and we could help you find it. If…
Motion to Claim Exempt Property: Why Bother?

If a creditor has a judgment against an individual in North Carolina and is seeking to execute the judgment in North Carolina, that creditor will need to serve the judgment debtor with a Notice of Right to Claim Exemptions. Upon…