Chapter 13
Filing for Bankruptcy as a Small Business

When Should My Small Business File for Bankruptcy? Many small business owners may be uncertain about what to do when their business is struggling and at what point to file a small business bankruptcy. The right steps to take will...
Can a Loan Modification Stop Foreclosure?

Financial hardships are bad enough without the fear of losing your home. If you have difficulty making monthly payments, you may wonder whether a loan modification could prevent foreclosure. Depending on your situation, a loan modification could be helpful in...
Should You File for Bankruptcy Before or After Filing Your Tax Return?

Filing for bankruptcy can be a confusing process – as can filing your taxes. Combining the two can become even more complicated. Generally, but not always, it is better to complete your tax return before filing for bankruptcy. The team...
Can I Move to Another State After Filing for Bankruptcy in NC?

For some people going through or considering bankruptcy, moving can seem like an opportunity for a fresh start. Other times, a move is necessary to secure a well-paying job. One of the questions we occasionally get asked is, “Can you...
Bankruptcy After a Car Repossession: Can You Get the Vehicle Back?

Are you wondering about getting a car back after repossession? Often, a car repossession is just the tip of the financial iceberg. If you are behind on your car payments, you may also struggle with other unmanageable debts. A bankruptcy...
Can I Buy a Car After Filing for Bankruptcy?

Declaring bankruptcy is a big decision — but it may be the right one. Once you move past the painful initial stage of admitting your debt is unmanageable, you can start thinking about the future. However, you may have questions...
Timeline for Filing Chapter 13 Bankruptcy

Bankruptcy is often seen as the worst possible outcome when facing financial difficulties. However, filing for bankruptcy can be a strategic move that helps you bring order to your financial position. When filing for bankruptcy, one of the first decisions...
Preparing for a 341 Meeting

If you face serious financial difficulties, you might consider filing for bankruptcy to get a fresh start. There are several steps in the bankruptcy process. One of the most crucial is the 341 meeting of creditors, required by section 341...
How to Stop Foreclosure in North Carolina

If you cannot make your mortgage payments, the lender will eventually begin foreclosure proceedings on your home to collect the mortgage debt. This can lead to the sale and loss of your home if you don’t act in a timely...
How to Stop Your Car from Being Repossessed

If you took a loan to buy a vehicle and cannot make your monthly payments, your vehicle could be repossessed by the lender. If you have been delinquent in making your monthly payments for a period of 45-75 days, you...